Fewer secure parking places and higher crime rates add up to a greater load on to your motor insurance premium, and many insurers can simply decline cover.

Here are some tips that may help to reduce your car insurance premium;

• Make sure your car is kept in a secure area, if possible a locked garage or private car park with cctv security.
• Consider a smaller vehicle, or perhaps one that is not effected by congestion charges such as hybrids or electric cars.
• Upgrade your car's security. Get a professional to install a recognised alarm system.
• Build up and protect your no claims bonus.

Apart from London, people from cities such as Leeds, Birmingham and Manchester might find themselves paying a higher premium for motor insurance.

17 to 40 has a varied range of around 50 insurance schemes, and with one form, we will offer you the best quote that we can. Because we have this range, we do feature schemes that are able to quote if you live in a city.