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If my vehicle is a total loss what will I receive in settlement?

Your insurance company will make an offer based on the actual value of the car, not the value that you insured for.

If you are not happy with a settlement offer then you can dispute it.

The normal procedure for this is that the insurer will request evidence of why you think your car is of greater value than the book price. If you can supply evidence of low mileage or your type of car selling for more in your region then you may be able to persuade them to increase their offer.

Owners of classic cars and specialist cars often opt for a policy known as fixed value. This means that the payout for a total loss is disclosed upfront. 17to40.co.uk does not offer this type of policy.

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Endsleigh Insurance Services Limited is authorised and regulated by the Financial Services Authority.
 This can be checked on the FSA Register by visiting its website at www.fsa.gov.uk/register.
Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.