Frequent Questions
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What are the consequences of driving without insurance?
If you drive without insurance you will get an IN10 conviction. The standard minimum punishment for this is 6 points and a £180 fine.
However this can be increased to more severe measures including driving bans.
Driving without insurance is a serious conviction and will have an effect on your insurance premiums. For a young driver this will mean a vast increase in premium and often will result in insurers refusing cover.
With the new legislation regarding new drivers, an IN10 conviction may incur a ban and a forced retake of the driving test.
What difference does having a driving ban make to my insurance policy?
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