Frequent Questions
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What is an excess?
An excess is the sum of money that you o pay out in the event of a claim taking place. This money needs to be paid to the insurer before they deal with the remaining amount of the claim.
All polices normally have an excess but you can volunteer to a pay more. If you do, you are likely to make savings on your actual policy cost. You should remember that the only reason this reduces your premium is because you will end up paying out more when making a claim.
There are different types of excess and you can follow this link to find out more.
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