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Why is insurance for 17 year olds so expensive?
17to40 specialises in car insurance for 17 year olds and more detail of our policies can be found in our car insurance for 17 year olds section.
Insurance for 17 year olds is often prohibitive. 17 year old drivers will pay the highest premiums of all age brackets because they are at the highest risk.
Effectively it comes down to the statistical risk, as younger drivers are much more likely to be involved in an accident.
Because of this 17to40.co.uk asks young drivers not just to consider their insurance costs but to consider the cause of them. If you are so much more likely to be involved in an accident then you should be as worried about the risk to your health as to your wallet.
17to40.co.uk can help you keep the premiums down but you should take individual responsibility for your safety and that of other road users.
Consider the facts;
- One in five new drivers has an accident in their first year on the road
- 17-21-year-olds represent only seven per cent of all driving licence holders, but they make up 13 per cent of drivers involved in injury accidents
- Young drivers have more accidents in the evenings and early mornings than older drivers and a higher proportion of these are single-vehicle accidents
- Speed is a considerably more significant factor in young-driver accidents than it is in accidents involving older drivers
- Alcohol, fatigue and peer pressure from friends also contributes to accidents involving young drivers.
Consider taking a pass plus course. This will reduce your costs and make you a safer driver.
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