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Why is young driver car insurance so expensive?
17to40 specialises in young driver car insurance and more detail of our policies can be found in our young driver car insurance section.
The cost of insurance for young drivers is often prohibitive. 17 year old drivers will pay the highest premiums.
Effectively it comes down to the statistical risk. As younger drivers are much more likely to be involved in an accident. Because of this 17to40.co.uk asks young drivers not just to consider their insurance costs but to consider the cause of them. If you are so much more likely to be involved in an accident then you should be as worried about the risk to your health as to your wallet.
17to40.co.uk might be able to help you keep the costs down but you should take individual responsibility for your safety and that of other road users.
Consider the facts;
- One in five new drivers has an accident in their first year on the road
- 17-21-year-olds represent only seven per cent of all driving licence holders, but they make up 13 per cent of drivers involved in injury accidents
- Young drivers have more accidents in the evenings and early mornings than older drivers and a higher proportion of these are single-vehicle accidents
- Speed is a considerably more significant factor in young-driver accidents than it is in accidents involving older drivers
- Alcohol, fatigue and peer pressure from friends also contributes to accidents involving young drivers.
Consider taking a pass plus course. This will reduce your costs and make you a safer driver.
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