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Will I lose all of my no claims bonus after a claim?

There is a no claims bonus scale, which is relevant if you are making a claim.

It generally look like this;

Years Of No Claims Bonus at inception of policy
Number of Years Left at Renewal following 1 Claim
Number of Years Left at Renewal following 2 Claims
0
0
0
1
0
0
2
0
0
3
1
0
4
2
0

Protecting your no claims bonus can help stop the loss of no claims bonus following a claim. You should remember that your no claims bonus protection often will only protect you from a set number of claims. For example, the following table shows the effect on your no claims bonus if you have protection against one claim;

Years Of No Claims Bonus at inception of policy
Number of Years Left at Renewal following 1 Claim
Number of Years Left at Renewal following 2 Claims
Number of Years Left at Renewal following 3 Claims
4+
4
2
0

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