Frequent Questions
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Will I lose all of my no claims bonus after a claim?
There is a no claims bonus scale, which is relevant if you are making a claim.
It generally look like this;
Years Of No Claims Bonus at inception of policy |
Number of Years Left at Renewal following 1 Claim |
Number of Years Left at Renewal following 2 Claims |
0 |
0 |
0 |
1 |
0 |
0 |
2 |
0 |
0 |
3 |
1 |
0 |
4 |
2 |
0 |
Protecting your no claims bonus can help stop the loss of no claims bonus following a claim. You should remember that your no claims bonus protection often will only protect you from a set number of claims. For example, the following table shows the effect on your no claims bonus if you have protection against one claim;
Years Of No Claims Bonus at inception of policy |
Number of Years Left at Renewal following 1 Claim |
Number of Years Left at Renewal following 2 Claims |
Number of Years Left at Renewal following 3 Claims |
4+ |
4 |
2 |
0 |
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