Top Tips for young drivers on saving money on car insurance
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The best price from our young driver car insurance panel |
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Policies for provisional or first time drivers |
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Pass Plus discounts of up to 20% |
- Shop Around! There is no better advice than to get plenty of quotes. 17to40.co.uk is a decent place to start, we will check 30 insurance companies for you.
- In the long term there is no substitute for building a no claims bonus. Not only are the percentage discounts huge (starting at 30%) but by not having a no claims there are automatically insurance schemes that will not offer you a quote.
- Try adding a more mature driver to your policy. Sometimes this will offer a marginal reduction on the price.
- Have a look at a voluntary excess. Be warned though as a young driver, your excess is likely to already be high, don't take on an excess you cannot pay in the event of a claim.
- Try not to contemplate modifying your car, insurance companies in general charge much more for modifications.
- Install a Thatcham approved alarm. If you do this, often you will save in the region of 10%. However make sure the device is professionally installed otherwise your insurance company may not recognise it.
- Can you park your car off road or in a garage, this could help reduce the premium by around 5%
- If you have a low annual mileage then you may qualify for a discount. Do not be tempted to deliberately underestimate your mileage though.
- Consider your cover - Third Party only, Third Party fire and theft and comprehensive cover are all priced differently - get quotes for all. You would be surprised that sometimes 17to40.co.uk offers cheaper third party fire and theft quotes than third party only because of the number of insurers willing to offer the extra cover.
- When choosing a car, the lower the engine capacity, generally, the lower your premium will be. Get quotes online for lots of different cars you don't need a registration number with 17to40.co.uk to get a quote.
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