Top Tips for young drivers on saving money on car insurance
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In the long term there is no substitute for building a no claims bonus. Not only are the percentage discounts huge but by not having a no claims there are automatically insurance schemes that will not offer you a quote.
Have a look at a voluntary excess. Be warned though as a young driver, your excess is likely to already be high, don't take on an excess you cannot pay in the event of a claim.
Try not to contemplate modifying your car, insurance companies in general charge much more for modifications.
Install a Thatcham approved alarm. If you do this, often you will save in the region of 10%. However make sure the device is professionally installed otherwise your insurance company may not recognise it.
If you have a low annual mileage then you may qualify for a discount. Do not be tempted to deliberately underestimate your mileage though.